Optional Coverages
Restaurant Pak offers an array of options to complement your fundamental program. And, in most states, you can further supplement your program with group life insurance, business life for owners and key employees, and simplified pension plans tailored to your business.
Some of the options include:
Employee Dishonesty:
With your choice of limits per occurrence.Systems Breakdown:
For heating, air conditioning, and electrical systems used to maintain your business.CompuPak®:
Comprehensive coverage to insure your information processing systems against mechanical breakdown, electrical or magnetic erasure of tapes, sabotage and many other types of loss. Covers both your hardware and software.Group Life and/or Disability:
Group term life and short-term or long-term disability coverage is available to protect-and help you retain-your employees. The cost is surprisingly low.Business Continuation:
This coverage integrates a funded buy/sell agreement into your plan, protecting the interest of the owners and the future of your operations.Building Ordinance or Law Coverage:
To cover increased costs in construction related to local or federal regulations.Employment practices liability:
The coverage protects you against loss resulting from a wide range of employee lawsuits, including discrimination, sexual harassment and wrongful termination.Employee Benefits Liability Coverage:
To protect you against errors and omissions in administering your employee plans.Low-Cost Fidelity Bond:
If you provide a qualified pension plan, this is the ideal way to meet your legal requirements (ERISA) to protect plan participants against theft of funds.Workers Compensation:
We have a proven record of slashing Workers’ Compensation premiums by as much as 50%. Over 3,000 members received dividends of $90 million in addition to a 20% advance discount.The Facts of Credit Card Processing
Information every business owner should know. Find out how the credit card industry operates.
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